Zones has teamed up with Harmoney

Getting some work done around the house? A Home Improvements loan through Harmoney could give you ALL the money you need straight away, without the need for quotes from tradies first. Apply online in minutes with one of New Zealand's favourite landscaping services loan suppliers. No quotes or valuations required, 100% online and up to $70k unsecured.

1. How can Harmoney help

Whatever it is is you want to make happen, Harmoney is here to help. Tell Harmoney why you need the money and they'll kick things off.

2. Getting to know you and your finances

As a responsible lender, Harmoney will need to verify you are who you say you are, and that you can afford to borrow the money.

3. Choosing your terms

Review your personalised interest, loan amount and select the length and loan options that work best for you.

4. Getting funded

Once funded, the money is deposited into your bank account, or disbursed to pay off your debts (if you're consolidating debt)

Apply for up to $70K, and you could be breaking out the tools in just a few days. Plus! There are no break fees for early repayment.


Subject to approval and funding. Harmoney’s interest rates are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.

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All Zones Landscaping franchises are independently owned and operated.

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